fraud detectionrisk scoreemail validationIP reputationphone validationKYCAMLidentity verification

User Risk Scoring API

Detect fraud before it happens — one API call.

Combine email, IP address, and phone number signals into a single composite risk score (0–100). Identify disposable emails, VPN/Tor IPs, invalid phones, and behavioral patterns that correlate with fraud. No external APIs, no data retention — all analysis runs server-side in under 100ms.

POST/api/trpc/userRiskScoring.analyze
8 tokens / callAPI online

How it works

Three steps. No complex setup.

1

Send your request

Make a POST with the data you want to analyze. Include your API key in the Authorization header.

2

We process server-side

Our engine validates, analyzes and enriches the data in under 200ms. No external APIs, no network latency.

3

Receive the result

Typed JSON with all documented fields. Clear errors if something fails. Production ready.

Who is it for?

Fintech & neobanks
E-commerce platforms
SaaS onboarding flows
KYC / AML compliance
Marketplace fraud teams
Payment processors

Response example

Real input and output. What you send and what you get back.

// Input

{
  "email": "[email protected]",
  "ip": "185.220.101.1",
  "phone": "+34600000000"
}

// Output

{
  "success": true,
  "risk_score": 82,
  "risk_level": "critical",
  "is_fraud": true,
  "signals": [
    "disposable_email",
    "tor_exit_node",
    "high_risk_country"
  ],
  "confidence": "high",
  "breakdown": {
    "email_score": 75,
    "ip_score": 95,
    "phone_score": 5
  },
  "inputs_analyzed": 3
}

Try it now

// live demo — no account needed to try

Playground

Demo activa8 tokens

Integrate into your project

Copy and paste. Replace YOUR_API_KEY with your real key.

curl -X POST https://jsnhengine.com/api/trpc/userRiskScoring.analyze \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -d '{"json": {"email":"[email protected]","ip":"185.220.101.1","phone":"+34600000000"}}'

Why choose JSNH Engine Lab

Low latency

Responses in under 200ms

Secure authentication

API keys with per-plan rate limiting

Usage tracking

Every request logged with metrics

Production ready

Input validation and typed errors

Frequently asked questions

Everything you need to know before integrating.

Other modules

Expand your integration with more APIs from the catalogue.

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// production ready

Start using User Risk Scoring API

Sign up free and get 1,000 tokens to start. No credit card. No complex setup.